Hi Arne. Your feedback is illuminating, thank you. Now that I understand what you mean by “fixed ballast” (ie not shifted from side to side) I am in agreement. Stacking ballast to windward is not a good idea. I agree that ballast in a dinghy should be removeable, and I also think bricks or removable heavy ballast locked in a box is better than water in a tank – except when you don’t want it - which is why I am wondering if bags of wet sand might be a good compromise when sailing from a beach.
Perhaps a largeish dinghy can benefit from ballast at times. Certainly, the best place to put it would be, in theory, on the end of the centreboard. One advantage of Buddy’s arrangement is that a downhaul will not be necessary. (One would hope that in the event of a capsize, the board is in the down position, and securely locked in some way. My reason for slight hesitancy. Perhaps this is a reason for the downhaul. I would expect the board to be up when running down wind, a point of sailing which is also vulnerable to capsize).
I would define ballast on the swinging centreboard to be in the category of “fixed ballast” because it can’t easily be removed from the boat. If there is anywhere I would have liked ballast on the Golden Bay it would be on the centreboard, but this boat, being somewhat different from Buddy, I just don’t want any extra weight unless I can remove it at will. If you are happy with Buddy being a bit heavier, then your ballasted centreboard will be very effective, I guess.
I still think the central pin is a better arrangement mechanically, though I have never actually seen it done that way – swinging centreboards in New Zealand have always been pinned at the front bottom corner. Actually, in my country, dagger boards are traditionally made from wood, but swinging boards have almost invariably been made from steel plate. And strangely, centreboards here are almost entirely confined to dinghies and trailer boats, they are rare on moored boats.
To complete the discussion on centreboards, here are four typical types in New Zealand.

“A” was traditional for mullet boats and earlier trailer sailers. The board is made from steel plate, so the lifting tackle needs to be multi part. It is entirely outside the case and easy to inspect. The tongue to which it is attached spreads the load on the centreboard trunk when the board is fully down, which may be up to 90 degrees. When in the up position, all the weight is on the pin.
“B’ was an arrangement which I have seen once only, and that was on a high performance trailer boat I once had. The lifting wire remained in a grove around the circumference of the quadrant-shaped board. I think the quadrant board was wood and I think the tip was ballasted. It worked well, but ruined the already sparse interior accommodation. I have built an arrangement something like this on the off-centreboards of the scow I am building, but have since regretted it. It is too difficult to make a decent groove around the circumference of the quadrant, and too much risk of the lifting wire jumping out of it. To be on the safe side I have added a tongue, similar to A – and the result is a hybrid mongrel which I don’t like very much now, although I suppose it will work OK.
C is a simple arrangement which I have had on a couple of boats, with steel centre plates. Generally reliable, but if the plate is lowered too far, there is a small risk of the lifting wire jamming in the slot. Very noisy with the board down, when up to speed.
D is a bit like Buddy’s arrangement, and is the arrangement I have on Serendipity – again a steel plate, though, so it was very heavy to lift as it had only a single part lift. I have now added a small trailer winch to do the lifting. I am satisfied now, more or less. But with the winch you don’t know how much board is down – and with the pawl, it takes two hands to operate. I need one of Arne’s tiller lock arrangements! I am sure ballasted wood will be better than steel plate in this arrangement - strange, though, I've never seen it done that way here.
Ballasted drop keels have attracted a following in the larger trailer boats, in recent years, with a variety of lifting arrangements, from a simple chain block to sophisticated hydraulics. There are advantages and disadvantages, anyway not suitable for a dinghy I think.
My wooden unballasted swinging board on the latest project will be a first time for me. I do like the idea of shaped wood, rather than steel plate. I am reluctant to add permanent weight to this little boat, so will pass on ballasting the board, though I have thought about it.
The lock down floorboards in the centre part of the boat will be for two reasons – firstly, to allow the restraint of any heavy items placed in there. Additional light weight floor boarding will be added fore and aft because I have yet to see a dinghy that does not get a little water and mud aboard in some way or another, when in use. So I do not fancy cruising (and sleeping aboard) directly on the hull.
Our two boats are evolving in somewhat different directions, no doubt due mainly to different local customs, and different local requirements. It is of much interest to me to share ideas. Thank you.