Arne,
Many thanks for that. I have uploaded my sketch of what I did in the end.
here I've kept the engine battery totally separate. It only parallells when smartgauge senses current coming in and the house bank is charged. It then tells smartbank to do so. All currents go in to the main house bank so I can set the controllers to optimise for the (more expensive than a truck battery) AGM type. Both balmar and merin advised this. The temperature sensors are onto the house bank, and I can emergency parallel if the engine battery is down (That's the theory altho I've never tried it!) After reading various opinions I decided to keep the lightening grounding totally separate from the electrical grounding but in practise, a lightening strike would probably leap across into the electrical circuits anyway. For the same reason I've not included the bronze seacocks into any grounding system and so far they seem ok.
When I first realised we'd have to rewire, I was daunted to say the leastand it took me over 6 months of reading and sounding out what friends had done on their own boats, to start to get my head around it. The proof is in the pudding. It functions well, we have batteries that are at 100% capacity virtually all the time (which funnily enough is not actually the best thing for them!!) including over two weeks at sea without the engine running.
Regarding the smartgauge
It is well worth the money, believe me. Aside from not having to fit shunts and the like, it tells me voltage of two banks and %capacity left in one of them (which is of more use to me in preserving them, than simply what the voltage is (it tells me that too, for both banks) It also has alarm functions that show me if for example the batteries are getting too high a charge from the incoming sources.
Plus, if I'm honest, I like a nice little gadget.
Yes I have a spare one
Yes there's a traditional 1-2-both switch that I use as the eng battery switch and if the electronic gadget dies, I can wire the main house bank up to it pretty quickly if pressed.
Now back to cutting out a bulkhead so we can change an awkward exhaust elbow!
a bientot
Lesley