You raise some interesting points, Darren.
I chose one large panel because that way I get 72 cells and a quoted max power voltage of 38.9V . I can afford to lose some output, and still stay over the 28V I will need to charge the battery. If I'd gone for two smaller panels in parallel, to get the same wattage, I would have less max voltage to eat into. If I'd gone for two smaller panels in series, the voltage would stay up, as I could get up to 72 cells again, so maybe that would be an alternative. Within the space I have available, I could get the maximum wattage with the single panel.
Then there's the question of how the controller processes up to 38V and up to the panel's max 10A, to put the maximum power at 28V into a 24V battery. What proportion of the nominal 360 watts will the MPPT controller pass on to the battery? 360 watts at 28V means the current would be 12.8A.
My intention is to see whether the output of the panel limits me in any way, other than having to have enough patience to chill out at anchor waiting for some power to be generated. That would be good for me, to develop a bit more zen. If I genuinely need more power for safety, my preference would be for a wind generator. Having got rid of the drag of a prop in the water, I'm loath to put one back in for hydro-generation. It seems to me that to get good efficiency they need a variable pitch prop, like the Oceanvolt. That way, when there is full boat speed and an excess of wind power in the sails, the hydro power can be turned up to max, but when trying to make headway against a light breeze, the blades can be set to feather.
With the batteries under the aft end of the cockpit, the weight distribution is very similar to how it was with the Tohatsu, and with that, there was a tendency to go bows down, with water collecting at the forward end of the cockpit. As I carry more ground tackle than normal, for cruising, and as the hull was designed to race with three up, I'm probably a bit light at the stern. I wouldn't want to put the batteries further forward.
The Haswing comes with 4AWG/25mm2 cables, with a length of about 1.9metres built into the motor, then an Anderson connector, then a further 0.8 metre with ring terminals for the battery connection, in the normal open fishing boat usage. I will put in a 150A circuit breaker at that point, and then I need a further 1 metre to reach the batteries under the cockpit. That 3.7 metres sounds like a reasonable length to me, for 25mm2 cable, and I'll hold off going up to 35mm2 for the moment. The voltage drop at full power is 2.64% according to this calculator.