Jami,
What causes stress in an un-stayed mast.
The two biggest factors, which stress a mast, are sail pressure and the pitching of the boat.
To minimise the last factor, I have made a habit of making moderately short masts, and then pile on some sail on it. The original reason for this was that the quite stout and heavy spruce masts I used, would otherwise add too much to the hobby-horsing of the boat (increase ‘pitch radius’). With aluminium, I am more concerned about the whipping of the mast and eventual fatigue, as David mentions, so I still keep the masts as low as I can. I am less afraid of sail area, as the stability of the boat will put limits on how much sail one can carry in a rising wind. The HM-style sailplan lets one set the biggest and tallest sail on a given mast length.
The rigs I have drawn for your Gallion 22, at least the smallest rig, must be said to have a moderately short mast, which will not add nearly as much stress on itself in a seaway, compared to some tall JR masts I have seen.
I am not sure if the lower section of your mast will see most stress and need an inner section added. Remember, the pole is tapered. I suggest you try it as it is (with the added GRP around the partners) in moderate and rising winds and then observe it (go to the mast and sight up along it). It may well be that you will spot a nice and even - and hopefully moderate - bend up along the pole. This is a fine thing with free-standing masts: It gives a quite accurate feedback about how much and where it is stressed. It will scare you long before it breaks.
Arne